I am considering buying a house in Lahore and have been discussing the payment terms with the seller. We agreed verbally that I could pay the remaining amount in two stages after giving token money. Now the seller wants the full payment much earlier than we discussed. I am worried about losing my token if I cannot arrange the money by the new date.
Does the written token receipt matter more than our earlier conversation? What happens if the seller changes the payment conditions after accepting the token? I would like to understand what options a buyer normally has in this situation.