Is Buying Property on Installments Still a Smart Move in 2026?

Installment-based properties are popular, especially for first-time buyers.
But with rising prices and delayed possessions, is it still a smart option or too risky now?

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Installments make sense only if the developer has a delivery track record.
Cheap files without progress usually trap buyers

I prefer ready or near-completion projects. You might pay more upfront, but rental income starts sooner and risk is lower.